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Loan Details
Monthly Costs
PMI applies when down payment is below 20% on Conventional loans.
Annual Cost Increases (optional)
Enter expected annual percentage increases for a more realistic long-term projection.
Monthly Payment
—
Principal & interest + costs
Principal & Interest
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Base loan payment
Total Interest Paid
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Over the life of the loan
Total Cost of Loan
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All payments combined
Loan Amount
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Home price minus down payment
Payoff Date
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Projected mortgage-free date
Monthly
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Monthly Payment Breakdown
Principal & Interest
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Property Taxes
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Home Insurance
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PMI
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HOA Fee
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Interest Saved
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Months Saved
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New Payoff Date
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New Total Interest
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Paying half your monthly payment every two weeks results in 13 full payments per year instead of 12 — accelerating your payoff and reducing total interest.
| Metric | Monthly | Biweekly |
|---|---|---|
| Payment Amount | — | — |
| Payments Per Year | 12 | 26 |
| Total Payments | — | — |
| Total Interest | — | — |
| Payoff Date | — | — |
| Interest Saved | — | — |
| Time Saved | — | — |
Estimates only. Actual payments may vary. Always verify with your lender before making financial decisions.
View:
| Period | Date | Interest | Principal | Total Payment | Balance |
|---|